8767 Kellie Lane
Sylvania, OH 43560

Bob Ruckman, AAMS®

(419) 250-3886

 
The Cost of Procrastination Events on Wall Street The Power of Tax-Deferred Growth Social Security: By the Numbers

Understanding Today’s Financial Environment

Welcome to All About You Investment Solutions!

At All About You we have you, the client, and only the client, in mind first. After all that’s how it should be right?! As a licensed financial professional, Bob Ruckman understands that individuals have dreams and aspirations to achieve throughout their life. Bob can help take the unknown and challenges in preparing for the future so dreams come true. Whether your purpose is saving for retirement, living in retirement, college savings, or an estate strategy, his personalized service focuses on understanding your needs, wants and financial goals.


We are a truly independent private wealth management firm. Bob Ruckman has been a licensed financial advisor since 2007. However, Bob has been passionate about investing and making people’s dreams secure for a very long time. Bob has a unique approach blending his professional knowledge with his practical business and personal life experiences to provide you a balanced approach to helping you reach your long term goals.


What are your financial dreams and aspirations? Let Bob provide you the needed financial advice to help you assess then address your needs of today and plans for tomorrow. He sincerely cares about each of his clients as individuals, through all stages of life. Contact Bob today to take the next step in achieving your dreams, call 419-250-3886 or e-mail at bob.ruckman@ceteraadvisors.com

 

Helpful Content

The Cost of Procrastination

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Split Annuity Strategy

Split Annuity Strategy

Here's one strategy that combines two different annuities to generate income and rebuild principal.

Estimating the Cost of College

Estimating the Cost of College

This worksheet can help you estimate the costs of a four-year college program.

 

Caring for Aging Parents

As our nation ages, many Americans are turning their attention to caring for aging parents.

Types of Stock Market Analysis

Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each.

Protecting Your Business from the Loss of a Key Person

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Keep Your Umbrella Handy

Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.

Asset Allocation

Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.

TIPS for Inflation

If you are concerned about inflation—and expect short-term interest rates may increase—TIPS could be worth considering.

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Interested in a Fuel Efficient Car?

Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

Can I Refinance My Mortgage?

This calculator can help determine whether it makes sense to refinance your mortgage.

How Much Home Can I Afford?

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

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An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

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The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime, and those we love may suffer if we are not prepared.

Raise Your Retirement Income

Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Your DNA Test

If you have a family that relies on your income, it’s critical to know what their needs would be in the event of your death.

Do You Feel Lucky?

Recent changes in estate tax laws could affect the strategy you have in place.

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

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